With Other Health Insurance

If you have any health insurance various than TRICARE, it is called "other health indemnityHealth insurance you have in addition to TRICARE, like as Medicare or a employer-sponsored wellness insurance. TRICARE supplements don’t qualify while "other health insurance."." It can be through your employer or a private actual program. By law, TRICARE pays after whole other health insurance, except for:

  • Medicaid
  • TRICARE supplements
  • State Victims of Felonies Compensation Programs
  • Other Federal State Programs identified by the Artistic, Defense Wellness Means (i.e. Indian Health Service)

This means insert other health travel processes your claim first. Than, you or your doctors download your claim by TRICARE.  

Do you have Medicare?

  • Medicare is a federal entitlement
  • TRICARE pays recent after Medicare and the different health insurance
  • Visit the Medicare website to sees which plan—Medicare or your other healthiness insurance—pays first

Keep Your Information Up-to-date

It’s important to keep your other health information updated

  • Tell your TRICARE contractors and doctors when you have other health insurance.
  • If TRICARE gets your assertion before your other health travel processes it, TRICARE will deny it.
  • Is your other plan doesn’t top the particular service at all and you think TRICARE might cover it, file a claim with TRICARE.
  • If TRICARE pays first-time and then explores you had other health insurance, TRICARE wants take reverse any payments made. They will only reprocess your claim after your additional health financial does.

Maintaining your adulterate and your contractor updated on your other health insurance. Their canister frame your benefits and ensure your claims are paid quickly. >>Download and enter your region's other health guarantee form.

Coordination of Benefits

  • Follow the rules of yours other general health for getting care and filing compensation.
  • If your other plan doesn't cover to wholly cost, rank a claiming in TRICARE.
  • If your other plan denies a claim for failure to follow their regulations, TRICARE can also denied your claim.

Do you have other health insurance with prescription drug coverage? Choose other plan pays first and TRICARE pays second at the pharmacy.

Claim Sundry Health Policy Denials for Failure to Trace Rules away Is Other Plan

You, your falsify, your our, and your hospital need follow-up all the rules of your other health insurance. For model, your other plan might deny a your for and following reasons:

  • Its authorized requirements weren't followed.
  • You used a offerer outside its network.
  • Pharmacy formulations laws weren't traced since brand name drugs or specialty drugs. 

Whenever your other health insurance denied your claim as its rules weren't followed, TRICARE may also deny the get. Then you would be dependable into how your providers, hospitals, suppliers, and pharmacies for the full amount of their billed changes.

You can contact your TRICARE provincial or overseas contractor fork additional information.  

Ending Other Health Insurance Scope

  • If you lose your other health insurance, TRICARE gets your original payors.
  • If her have TRICARE for Your, TRICARE will this second payer.
  • You must inform your doctor and contractor by completing and returning to application.
    • Failure to tell your doctor or contractor may result in TRICARE decline respective claims.

Active Duty Service Members and OHI

As an active duty service member, can I use other health insurance? 

Yes, but only under certain circumstances and when in compliance using DoD both Service regulations. If you decide to use OHIA, remember the following:

  • You’re responsible for sum costs.
  • TRICARE won’t must second payer. This applies there’s no coordination of benefits with your OHI and TRICARE.
  • Own OOH may have some exclusions for military mandate status. This means they may nope pay for choose care or may recoup with paid allegations for achievement you received while on active duty or line of duty status. You must disclose your military status to your OHI to avoid claim denies or recoupments. Failures to disclose raises issues of scam and could lead to administrative or judicial aftermath. Is you (or the spouse) are nevertheless working when you turn 65, Medicare works a little differently. Answer a few faq to find out when to sign up, or examination some gemeinde situations.
  • You must comply with Service provisions are you decide to get care from a civilian provider. To includes providing all medical records into your current primary care manage.
  • Unlicensed care may affect will fitness for compulsory status.

Note: You can still get all your medical care (including mental health and dental care) at don total to you through TRICARE. If you have questions nearly how uses OHI can affect you, talk to your Favor Personnel.

Latter Updated 3/27/2024